How We Serve:
Investment Management: Each individual has specific needs and concerns for the evolution of their financial plan and assets which rarely fit into a generalized model. Our collaborative approach uses the experience of our seasoned team to customize investment solutions based on our conversation. We employ an open architecture approach which enables us to bring an appropriate combination of managers together in a cohesive manner. Our team strives to coordinate what many view as a complicated process into a simplified long term plan.
Retirement Income Modeling & Legacy Planning: Working hard for decades is a form of fulfillment, but being able to maintain a lifestyle in retirement is a driving goal for our clients. Having the flexibility to spend time with family, travel and give back to the community are expectations for a life well planned. Our team works with clients throughout the years leading up to retirement and during the transition to a stage of more flexibility. Having sufficient resources to go and do is important, but being able to influence generations to come is also important and we have experience in working with family members in developing that legacy.
Trusts & Estates: As a part of Raymond James, we have a strong group of wealth planning attorneys and trust officers who coordinate with our team to develop and administer a formal trust. Somewhat unique in trust administration is that your Alex.Brown team maintains the relationship with the family and we work in a joint effort with Raymond James Trust.
Alternative Investments: A legacy of Alex.Brown is that we have been part of the evolution of investment strategies for over 200 years which has allowed our organization to partner with hedge funds, private equity groups and real estate developers as they have grown. While not for every investor, we believe that well managed and specifically designed strategies can complement investment programs. Many of our offerings are exclusive to our firm and available for qualified investors.
Lending and Banking Solutions: Alex. Brown provides liquidity solutions including margin and securities based loans. Partnering with Raymond James Bank, we offer a broad array of traditional banking solutions including checking, debit cards, direct deposit and mobile capabilities. As a lender we offer executive mortgages, structured loans and financing on investment real estate.
Insurance Analysis: We have a robust, open architecture insurance and annuity group within Raymond James. Our experienced team can provide an in-depth analysis of your insurance protection needs based on your risk profile. We provide our clients with life, disability and long-term care solutions to safeguard their families, businesses and asset base. We also employ strategies that can assist our clients in minimizing estate taxes and efficiently transferring wealth to the next generation.
You should consider the special risks with alternative investments including limited liquidity, tax considerations, incentive fee structures, potentially speculative investment strategies, and different regulatory and reporting requirements. You should only invest in hedge funds, managed futures or other similar strategies if you do not require a liquid investment and can bear the risk of substantial losses. There can be no assurance that any investment will meet its performance objectives or that substantial losses will be avoided. Raymond James Associates, Inc., and your Raymond James financial Advisor do not solicit or offer residential mortgage products and are unable to accept any residential mortgage loan applications or to offer or negotiate terms of any such loan. You will be referred to a qualified Raymond James Bank employee for your mortgage lending needs. Borrowing on margin and using securities as collateral may involve a high degree of risk and is not suitable for all investors. Market conditions can magnify any potential for loss. If the market turns against the investor, he or she may be required to deposit additional securities and/or cash in the account. The securities in the account may be sold to meet the margin call, and the firm can sell the investor’s securities without contacting them. The interest rates charged are determined by the amount borrowed.
